Credit Analyst

Job Summary

Responsible for managing the accounts receivable portfolio, driving timely collections, monitoring customer credit exposure, and supporting working capital improvement initiatives. The role collaborates closely with Sales, Service, Operations, and Finance teams to minimize collection risks, optimize cash flow, and maintain healthy customer relationships while ensuring compliance with company credit policies.

Responsibilities

• Manage Accounts receivable portfolio and rolling monitor aging balances.
• Drive timely collection of past due AR and resolve collection issues.
• Coordinate with Sales, Service, operation, and Quality to expedite customer payments.
• Support customer credit reviews, credit limit monitoring, and collection risk assessments.
• Identify and escalate high-risk accounts and potential bad debt exposures.
• Prepare collection and working capital reports for management review.

Basic Qualifications

• Bachelor's degree in Finance, Accounting, Business Administration, or a related field.
• Minimum 5~7 years of experience in Accounts Receivable, Credit Control, Collection, or Finance Operations.
• Good understanding of AR processes, credit management, and working capital management.
• Strong communication and stakeholder management skills.
• Proficient in Microsoft Excel and ERP systems (e.g., SAP, Oracle, or similar platforms).
• Fluent in both written and spoken English and Mandarin Chinese.

Travel & Work Arrangements/Requirements

Fully site based

Key Competencies

• Strong Accounts Receivable and Collection Management skills.
• Credit Risk Assessment and Credit Control mindset.
• Excellent communication, negotiation, and problem-solving skills.
• Ability to manage multiple priorities and work under pressure to meet collection targets.
• Strong analytical skills with attention to detail.
• Cross-functional collaboration and stakeholder management.
• Results-oriented with a focus on cash flow and working capital improvement.